GreatFlorida Insurance - Debbie Dixon - Lakeland Insurance

Motorcycle Insurance Quotes in Lakeland, FL

Debbie Dixon, Agent

863-859-7927

2614 Lakeland Hills Blvd - Suite 5
Lakeland, FL  33805
Fax : 863-815-8717

4.7 of 5 stars - ‎44 reviews
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Motorcycle Insurance LakelandMotorcycle Insurance

Ideal weather and scenic views make Lakeland an exceptional place to ride motorcycles. GreatFlorida Insurance wants every biker to enjoy the adventure of riding whether you are an enthusiast or a novice. Being out on the open road in Lakeland can leave you exposed to bad weather conditions and drivers not watching for cyclists. GreatFlorida Insurance can offer you an affordable motorcycle policy to protect you and your ride in Lakeland.

Do you need Motorcycle Insurance?

YES! It's as critical as wearing a helmet.

Motorcyclists know there's risk involved every time they hop on their bikes, but that doesn't stop them from revving up their engines to feel the wind on their face and the rush of a good ride.

In addition to protective gear like helmets, there are precautions that you can take with you on every ride. You'll never even know they're there—that is, until you need them.

A strong Lakeland Motorcycle Insurance policy is not an option that should be overlooked. That's why GreatFlorida Insurance provides motorcycle policies that give you the true freedom to ride.

A GreatFlorida Motorcycle Insurance Agent in Lakeland is ready to help you find the best deal. Get a free quote today by calling 863-859-7927 or completing our online quote request form.

What is included in my motorcycle insurance coverage?

  • Bodily injury liability coverage: When you're involved in an accident, the first thoughts you have undoubtedly involve assessing if you're injured followed by wondering if the other person (people) involved are injured.

    If you do injure or kill someone or if you need projection in a lawsuit against you, this type of coverage will protect you.

    What do you need? A GreatFlorida Insurance Agent in Lakeland will work with you to choose the level of limits of protection that best suits your needs.

  • Collision coverage: Accidents may cause damage to your motorcycle. Regardless of whether that damage is your fault or not, you will be protected when you have collision coverage included in your policy.

  • Accessories coverage: Most comprehensive policies include coverage for your accessories. When this type of damage occurs (including damage to your helmet), this coverage will pay it.

  • Comprehensive physical damage coverage: Sometimes damage occurs from something other than an accident, such as theft or vandalism. GreatFlorida Insurance can provide policies that cover these damages too.

  • Unisured/underinsured motorists coverage: Unfortunately, not everyone carries motorcycle insurance. When you are hit by someone who doesn't carry insurance, you'll still be projected when you have uninsured/underinsured motorists coverage in your policy.

Do I need motorcycle insurance under Florida law?

Florida law does not require motorcycle insurance. However, if you are charged with an accident that causes injuries, you will be required to obtain insurance (if there was no prior policy in place).

What types of medical coverage exist?

Choose between medical payments, no-fault or personal injury protection coverage for you and your passengers.

What types of motorcycles are covered?

GreatFlorida Insurance can create a custom policy for you regardless of the type of bike you ride. From moped insurance to scooter insurance to trike insurance to dirt bike insurance to motocross insurance, Harley-Davidson Insurance, there is a policy to fit every biker's needs.

How can I get started building my custom policy?

GreatFlorida Insurance makes it easy to create your custom motorcycle insurance policy.

Call 863-859-7927 or complete our online quote request form. A GreatFlorida Motorcycle Insurance Agent in Lakeland will help you find the best deal for you.

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Florida Motorcycle  Insurance Blog
by GreatFlorida Insurance
7/15/2019

Beginning today, July 15 through July 21, state troopers and local law enforcement across Florida are cracking down on speeding drivers. “If you have a lead foot, slow down or you will get pulled over,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent auto insurance agency.

“Operation Southern Shield 2019” will focus on drivers who are breaking the law by traveling above the speed limit on interstates, major highways and local roads. In addition, law enforcement in Georgia, Alabama, Tennessee and South Carolina will also be participating.

The focus is to encourage motorist to slow down, therefore reducing crashes and providing a safer experience for motorists. “The goal of Southern Shield is to not write a lot of tickets but to show drivers how speeding drastically increases their chances of being in a crash,” Governor’s Office of Highway Safety Director Allen Poole said. “We are warning drivers now so those who do not want to see blue lights in the rearview mirror will follow the speed limit, wear their seat belt, and drive alert and sober.”

The National Highway Traffic Safety Administration (NHTSA) reports in 2017, speeding killed 9,717 people, accounting for more than a quarter (26%) of all traffic fatalities that year. The Florida Department of Highway Safety and Motor Vehicles says more than 10, 590 crashes in 2018 in Florida involving speeding or driving too fast for conditions. Speeding was also a contributing factor in 8.7% of all crash fatalities statewide, resulting in more than 270 fatalities.

“Getting a speeding ticket can cause a hike in your auto insurance,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent auto insurance agency.

According to DMVFlorida.org, If you get a traffic ticket in Florida, you have 30 days to pay off your citation, go to traffic school or request a court appearance. Speeding fines vary across the state, from county to county.

GreatFlorida Insurance offers dependable and affordable car insurance. Give us a call today for your free quote.

The post Law Enforcement Plans to Crack Down on Speeding Motorists appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
7/8/2019

The Florida Fish and Wildlife Conservation Commission (FWC) has issued a directive encouraging Florida homeowners to kill green iguanas they find on their property. “It might sound a bit barbaric, until you better understand the threat these reptiles can cause,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent homeowners insurance agency.

Green iguanas are not native to Florida and are an invasive species from Central and South America.  The reptiles damage structures such as seawalls, sidewalks and roofs. They also destroy landscape plants with flowers and foliage as well as some fruit and any vegetable plants. The creatures can also transmit salmonella to humans through contact with water or surfaces contaminated by their feces.

“It is important to check your pools to prevent contamination,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

No permit is required to kill green iguanas on your property, however they are protected by Florida’s anti-cruelty law, so the execution must be considered humane. A hard blow to the head- a quick death, is recommended. It is illegal to poison, drown or freeze the reptiles as well as relocate captured iguanas. You cannot kill or set traps in common areas in communities and condos owned by an HOA. In these instances, it is best to contact a professional removal service.

The Miami Herald reports iguanas have burrowed into sewer lines and under roads, popped-up in toilets, and shopping centers.

The FWC website says, green iguanas can live on the ground, in shrubs or in trees in a variety of habitats including suburban developments, urban areas and agricultural areas. The reptiles are excellent swimmers and tolerate both fresh and saltwater. They can submerge themselves for up to 4 hours at a time. Contrary to their name, the retiles are blue, brown, orange, black and pink. The males can grow to over 5 feet long. Their population is difficult to control, since they can lay over 70 eggs a year and have no known predators.

If you have green iguanas on your property you want to get rid of the FWC has some advice on how to drive them from your place.

Fill in holes to discourage burrowing.

Hang wind chimes or other items that make intermittent noises.

Hang CD’s or décor with a reflective surface.

Spray the animals with water or use a sprinkler.

The post Iguanas Overrun Florida appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
6/26/2019

Summer is in full swing, which mandates a trip to the beach. With the most beautiful beaches in our backyard, it’s a shame not to take full advantage.

“Open water swimming at the beach is adventurous and can provide a challenging workout,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent boat insurance agency.

While swimming in the ocean is fun, changes in water depth and hidden currents also make it unpredictable.  Here are a few tips to keep your beach trip enjoyable and safe.

Swimming at the Beach

The American Red Cross recommends to always stay within your fitness and swimming capabilities.

Swim in a supervised, marked area with a lifeguard present, and swim with others. Never swim alone.

“Continually supervise children around water and never leave young children unattended around water, says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent boat insurance agency.

Stingray season is from April – October, when entering the water look around the edge, where they generally hang out. A purple flag at city beaches will provide a warning.

Rip currents and undertow currents are the biggest dangers to swimmers at the beach. Swim in an area where there is a lifeguard on duty or ask other swimmers about the conditions in the water. If you are caught in a rip current, swim parallel to the shore until you are out of the current. Once you are free, turn and swim toward shore. If you can’t swim to the shore, float or tread water until you are free of the rip current and then head toward shore.

If you find yourself pulled out to sea by a current, don’t panic. Try to keep calm to conserve energy. Relaxing is also the best way to stay afloat. Breathing deeply draws more oxygen into your body, lowering your overall density and thereby buoying you up in the water. Laying back also helps you float, because it makes it more difficult for water to flow around your outstretched body and force it downward compared to when you’re upright. If necessary, kick your legs and wave your arms very gently, cupping your hands to push water downward and turning them on edge to slide them upward.

Do not swim at any beach right after a heavy rain. Runoff following a heavy rain may result in a high bacteria level.

The Florida Department of Environmental Protection has a beach flag program to alert beach goers of surf conditions. Also, to check conditions before you head out, go to visitbeaches.org/ for updated information on specific beaches.

GreatFlorida Insurance provides Floridians with boat insurance policies for various kinds of watercraft. For more information call us at 888-478-7801 or visit us online at www.greatflorida.com.

The post Let’s Go Swimming appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
6/19/2019

“Several popular food items have been recalled over the past month,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance agency.

The following are a list of the food products to check.

The Sprouts Farmers Market grocery chain is recalling conventional and organic frozen spinach manufactured by National Frozen Foods. Food Safety News reports the recalled bags were shipped to retailers in 19 states including Florida. A random sample tested positive for Listeria. The contaminated bags have a, “Use By Date” of 12/3/21.

The U.S. Food and Drug Administration (FDA) released a public health alert, warning consumers that several frozen berry products manufactured by Townsend Farms Inc. were found contaminated with Hepatitis A. Among the products in question are frozen berries from Kroger and Costco.

  • Kroger: Private Selection Frozen Triple Berry Medley, 16 and 48 oz. and Private Selection Blackberries 16 oz.
  • Costco: Kirkland Signature Brand Three Berry Blend

“Bakers beware of an ongoing flour recall,” warns Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent health insurance agency.

Three flour brands including Pillsbury, King Arthur and ALDI have been recalled after the FDA discovered an ongoing E. coli outbreak tied to Archer Daniels Midland Co. Seventeen reported cases of the Shiga toxin-producing E. coli infections have been reported with three hospitalizations, according to the Centers for Disease Control and Prevention (CDC).

  • Pillsbury Best Bread Flour 5-pound bag
  • King Arthur Unbleached All Purpose Flour 5-pound bag
  • ALDI Baker’s Corner All Purpose Flour 5-pound bag

Ragu recalls three flavors of pasta sauce. The company that makes it, Mizkan America Inc. reports they may contain plastic fragments. The products in question are listed below.

  • Ragu Chunky Tomato Garlic & Onion, 45 & 66 oz.
  • Ragu Old World Style Traditional, 66 oz.
  • Ragu Old World Style Meat, 66 oz.

If you are in possession of any of the following tainted food items, click on the links in the article for more detailed information. You can also return them to the store for a refund and toss them out immediately.

GreatFlorida Insurance wants to keep you safe by keeping you informed. We offer dependable health insurance options through Florida Blue, Blue Cross Blue Shield of Florida. Give us a call today.

The post Check Your Food Pantry and Freezer appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
6/12/2019

Lightning is wreaking havoc in Florida. In the past week, lightning struck and killed two giraffes at the Lion County Safari in Loxahatchee. As if that was not unusual enough, a motorcyclist was struck and killed on his bike, while driving on I-95, in Volusia County.

“Lightning is such a common occurrence in Florida we often dismiss its dangers” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent motorcycle insurance agency.

Motorcyclist are especially vulnerable to lightning strikes because they lack the protection of a car’s metal shell, reports The National Lightning Safety Council, John Jensenius. It is a common misconception that the rubber on the tires of the bike will keep you safe.

Jensenius was also quick to debunk another myth, that a motorcyclist can outrun lightning, if you are traveling fast enough you cannot be struck. However, lightning travels too quickly to be outrun by humans.

The Weather Channel reports the motorcyclist who died in Florida is the 12th person killed in a motorcycle-related lighting death in the U.S. since 2006.

Lightning kills and injures more people in Florida than any other state. The Red Cross reports, more people are killed every year by lightning strikes, than tornadoes and hurricanes. Thunderstorms produce lightning along with damaging winds and heavy rain that can cause flooding.

The National Oceanic and Atmospheric Administration (NOAA) estimates, 25 million cloud-to-ground lightning flashes in the U. S. every year. Lightning can strike more than 10 miles from where it is raining. If you hear thunder, lightning is close enough to pose a threat.

All thunderstorms produce lightning. Lightning strikes cause horrific injuries. Being struck can cause burns, serious lifelong pain and permanent neurological disabilities, as well as cardiac arrest and death.

“Every year claims for lightning losses total in the hundreds of millions, reports Buck with GreatFlorida Insurance, Florida’s top independent motorcycle insurance agency.

Some safety tips to heed during a thunderstorm are listed below.

When thunder roars, go indoors. There is no safe place outside during a thunderstorm. If you are in the water, get out immediately. Avoid open structures such as gazebos, porches and baseball dugouts.

Lightning tends to strike the tallest object in the area and you do not want that to be you. If you are caught in an open area, such as a golf course or ball field, the Centers for Disease Control and Prevention (CDC) recommends you crouch down into a ball position, with your feet and knees together with your head tucked and your hands over your ears. The idea is to get low without touching the ground. Lightning causes electric currents along the top of the ground that can be deadly from over 100 feet away.

If you are in a group spread out from one another to reduce the number of injuries if lighting strikes the ground.

Wait to go outside for 30 minutes after you hear the last thunderclap.

Someone who is struck does not carry and electrical charge and requires medical attention immediately.

Don’t let a storm rob you. GreatFlorida Insurance provides top notch motorcycle insurance to fit your budget. Give us a call today.

The post Lightning Striking Again appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
5/22/2019

Memorial Day this year is Monday, May 27. It’s time to fire up the grill and hang your American flag. Memorial Day is an American holiday, observed on the last Monday of May. It honors the men and women who died while serving in the U.S. military.

“Take a moment to give thanks and remember those who died in service to our country,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent auto insurance agency.

At 3 p.m., people are encouraged to stop for a moment of silence on Memorial Day.

What is opened and what is closed?

Most government offices and some private businesses are closed for Memorial Day. Banks, the U.S. Postal Service, the stock market and schools are closed or not in service. Most UPS and FedEx services are also unavailable that day. Trash pick-up varies, check your local provider. The DMV is closed, and courts are not in session.

Most stores are open on Memorial Day, however, Costco is closed. Good Housekeeping has complied a comprehensive list of retail and grocery stores, along with restaurants and fast food chains that are open.

Travel

Memorial Day also marks the unofficial start of summer and summer travel. AAA predicts this holiday weekend will see the most road-trippers on record with over 37.6 million hitting the road.

“Patience will be required with all the additional drivers on the road,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent auto insurance agency.

INRIX, a global transportation analytics company in collaboration with AAA, predicts drivers will experience the greatest amount of congestion on Thursday, May 23 and Friday, May 24 in the late afternoon as commuters leave work early and mix with holiday travelers. According to AAA, Orlando and Tampa are among the top 10 destinations for travelers to visit this Memorial Day weekend.

Whether your plans are to travel or stay home, GreatFlorida Insurance wishes you and your family an enjoyable holiday weekend! For all your car insurance needs contact us.

The post Memorial Day 2019- What You Should Know appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
5/8/2019

This year’s legislative session has come to an end. According to the Tampa Bay Times, lawmakers passed 195 bills of the 1,861 bills filed. Some bills were successful and for most of the others- there is always next year. Below are some highlights.

Winners:

Property Insurance Reform-Property insurance reform, commonly known as assignment of benefits (AOB). It will primarily limit attorney’s fees in disputes over assignment of benefits between insurance companies and contractors and authorizes policies that aren’t subject to assignment of benefits.

“After a long battle against insurance abuse, there is a victory,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent auto insurance agency.

The following are the bills provisions according to Insurance Journal.

  • Define “assignment agreement” and establishing requirements for the execution, validity, and effect of such an agreement
  • Prohibit certain fees and altering policy provisions related to managed repairs in an assignment agreement
  • Transfer certain pre-lawsuit duties under the insurance contract to the assignee and shift the burden to the assignee to prove that any failure to carry out such duties has not limited the insurer’s ability to perform under the contract
  • Require each insurer to report specified data on claims paid in the prior year under assignment agreements by January 30, 2022, and each year thereafter
  • Allow an insurer to make available a policy prohibiting assignment, in whole or in part, under certain conditions
  • Revise the state’s one-way attorney fee statute to incorporate an attorney fee structure in determining the fee amount awarded in suits by an assignee against an insurer
  • Require service providers to give an insurer and the consumer prior written notice of at least 10 business days before filing suit on a claim.

Texting- Texting while driving will now be considered a primary offense, meaning law enforcement can stop a motorist for just that offense. It is also illegal to use or hold your cell phone while driving through a school zone or construction zone.

Ride Share-Ride share services such as Uber and Lyft can provide non-emergency trips to the hospital for Medicaid patients.

Losers:

Personal Injury Protection (PIP)- A repeal to eliminate Florida’s no-fault auto insurance system, where drivers are required to carry personal injury protection coverage to help pay medical bills after accidents. “Each year an attempt is made to eradicate the old no-fault system and move to a bodily-injury coverage requirement, but it cannot get enough support from lawmakers, says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent auto insurance agency.

Genetic Testing – Restricts insurance companies from using genetic testing information in selling policies or setting rates.

Sunscreen- Prohibits local governments from banning the sale of certain sunscreens.

Call GreatFlorida Insurance for all your auto insurance needs. We can craft a policy to suit your needs. Contact us today.

 

 

The post Winners and Losers from the 2019 Florida Legislative Session appeared first on The GreatFlorida Insurance Blog.